Retirement Planning
401(k), IRA, Roth accounts, Social Security, and building the income streams you'll need for a secure retirement.
The deadline (April 1 of the year after turning 73) by which RMDs must begin from most retirement accounts.
Also known as the Saver's Credit, a federal tax credit for low-to-moderate-income workers who contribute to re…
The minimum amount the IRS requires you to withdraw annually from most retirement accounts starting at age 73,…
An IRA that receives funds rolled over from an employer-sponsored retirement plan, typically after leaving a j…
Moving funds from a traditional IRA or 401(k) into a Roth IRA, paying income tax now in exchange for tax-free …
An IRA funded with after-tax dollars, so qualified withdrawals in retirement — including all investment growth…
The percentage of a retirement portfolio you can withdraw annually without running out of money, classically e…
A Simplified Employee Pension IRA that lets self-employed individuals and small businesses contribute up to 25…
A retirement plan for small businesses with 100 or fewer employees. Lower contribution limits than a 401(k) bu…
A U.S. federal program that provides retirement, disability, and survivor benefits, funded by FICA payroll tax…
A 401(k) plan for self-employed individuals with no employees, allowing both employer and employee contributio…
An IRA funded for a non-working spouse using the working spouse's earned income, doubling household retirement…