Banking
Checking and savings accounts, FDIC insurance, high-yield savings, CDs, and how banks create and manage money.
The unique number identifying your specific account at a bank, used for direct deposits, transfers, and wire r…
An electronic bank-to-bank money transfer routed through the Automated Clearing House network. Slower than wir…
The effective annual rate of return on a deposit account, accounting for the effect of compounding interest.
A check guaranteed by a bank, drawn on the bank's own funds and signed by a bank officer. More secure than a p…
A national-level financial institution that controls a country's money supply, sets interest rates, and overse…
A time deposit that locks money up for a fixed term (months to years) in exchange for a guaranteed interest ra…
A deposit account designed for frequent transactions — paying bills, debit-card purchases, direct deposits — t…
A financial institution that accepts deposits, offers checking and savings accounts, and provides loans to ind…
A member-owned, not-for-profit financial cooperative that offers banking services. Often pays higher rates and…
A deposit account that earns interest on stored funds, designed for cash you don't need to spend immediately.
An account that automatically transfers (sweeps) cash above a threshold into a higher-yielding investment vehi…
The international messaging network banks use to send payment instructions globally. Required for most interna…