Fintech
Digital payments, open banking, neobanks, and the technology companies reshaping how financial services are delivered.
A bank or financial institution that processes credit or debit card payments on behalf of a merchant.
Trading that uses computer programs to enter trade orders with the computer algorithm deciding on aspects of t…
Information used to determine creditworthiness outside of traditional sources, such as social media activity o…
A set of laws, regulations, and procedures intended to prevent criminals from disguising illegally obtained fu…
A set of rules that allows different software applications to communicate with each other. Key to connecting b…
A demand by a credit-card provider for a retailer to make good the loss on a fraudulent or disputed transactio…
An intermediary between buyers and sellers of financial instruments. It is a separate corporation responsible …
A secure method for consumers to purchase products or services using a debit, credit, or smartcard by tapping …
The statistical analysis performed by lenders and financial institutions to determine the creditworthiness of …
The practice of funding a project or venture by raising small amounts of money from a large number of people, …
A private forum for trading securities, derivatives, and other financial instruments, away from public exchang…
The process of offering loans online, using technology to automate underwriting, origination, and servicing. I…
The process of acquiring new customers through remote, digital channels rather than face-to-face interaction.
An electronic device or online service that allows an individual to make electronic transactions.
An innovation that significantly alters the way that consumers, industries, or businesses operate.
A branch of artificial intelligence (AI) focused on building systems that can learn from data, identify patter…
The practice of investing very small amounts of money on a regular basis.
The act of making financial transactions on a mobile device (cell phone, tablet, etc.).
A method of debt financing that enables individuals to borrow and lend money directly with each other without …
A merchant service provided by an e-commerce application service provider that authorizes credit card or direc…
A payment network that moves money from a payer to a payee. Examples include card networks, ACH, and wire tran…
Tailoring a service or a product to accommodate specific individuals, sometimes tied to groups or segments of …
The place where your customer makes a payment for products or services at your store. Modern POS systems are o…
An electronic payment system that enables the immediate transfer of money between bank accounts.
The use of technology to help businesses comply with regulations efficiently and cost-effectively.
A transfer of money, often by a foreign worker to an individual in their home country.
An automated platform that provides algorithm-driven financial planning and investment management with minimal…
A software licensing and delivery model in which software is licensed on a subscription basis and is centrally…
An investment strategy that uses alternative index construction rules instead of the typical market-capitaliza…
An automated process done purely through electronic software without any manual intervention.