Privacy Policy for Digital.Finance

1. Introduction

Welcome to Digital.Finance ("we," "us," "our"). We are committed to protecting the privacy of our visitors and users ("you," "your"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website Digital.Finance, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Site").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. We will alert you about any changes by updating the "Effective Date" of this Privacy Policy. You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Site after the date such revised Privacy Policy is posted.

2. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the Site includes:

• Personal Data: Personally identifiable information, such as your name, email address, telephone number, and demographic information (such as your age, gender, hometown, and interests) that you voluntarily give to us when you register with the Site, fill out a contact form, subscribe to a newsletter, respond to a survey, or participate in online discussions.
• Derivative Data: Information our servers automatically collect when you access the Site, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the Site.
• Data from Cookies and Tracking Technologies: We use cookies, web beacons, tracking pixels, and other tracking technologies on the Site to help customize the Site and improve your experience. See Section 6 ("Cookies and Tracking Technologies") for more information.
• Data Collected via Google Analytics: We use Google Analytics to collect information about your use of the Site. See Section 7 ("Google Analytics") for details.
• Data Collected via Google Ads: We use Google Ads for advertising purposes, which may involve collecting information to personalize ads and measure performance. See Section 8 ("Google Ads") for details.

3. How We Use Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:

• Operate and maintain the Site.
• Improve, personalize, and expand our Site and services.
• Understand and analyze how you use our Site (primarily via Google Analytics).
• Respond to your comments, questions, and provide customer service.
• Send you technical notices, updates, security alerts, and support and administrative messages.
• Communicate with you, possibly including promotional emails or newsletters (where consent is obtained).
• Deliver targeted advertising, coupons, newsletters, and other information regarding promotions and the Site (via Google Ads and potentially other platforms).
• Measure the effectiveness of advertising campaigns.
• Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
• Comply with legal obligations.
• Fulfill any other purpose for which you provided the information or granted consent.

4. Legal Basis for Processing Personal Information (GDPR)

If you are from the European Economic Area (EEA), our legal basis for collecting and using the personal information described above will depend on the personal information concerned and the specific context in which we collect it. We normally collect personal information from you only where:

• We have your consent to do so.
• We need the personal information to perform a contract with you.
• The processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms (e.g., for analyzing website usage via aggregated data, basic site security).
• We need to comply with a legal obligation.

Where we rely on your consent to process personal data (e.g., for non-essential cookies, marketing emails), you have the right to withdraw your consent at any time.

5. Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

• By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.
• Third-Party Service Providers: We may share your information with third parties that perform services for us or on our behalf, including data analysis, email delivery, hosting services, customer service, and marketing assistance. This includes sharing data with Google for analytics and advertising purposes as described below.
• Google Analytics: We share information with Google LLC ("Google") through our use of Google Analytics. Google uses this data according to its own privacy policy.
• Google Ads: We share information with Google through our use of Google Ads, including for remarketing and ad personalization features. Google uses this data according to its own advertising policies and privacy policy.
• Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Your Consent: We may disclose your personal information for any other purpose with your consent.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions (except where the third party, like Google, acts as an independent controller for certain data).

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies (like web beacons and pixels) to access or store information.

What are Cookies

Cookies are small text files placed on your device (computer, tablet, smartphone) when you visit a website. They are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

How We Use Cookies

We use cookies for various purposes, such as:

• Essential operations (e.g., security, site navigation).
• Performance and Analytics (e.g., understanding how visitors use the site via Google Analytics).
• Functionality (e.g., remembering your preferences).
• Advertising (e.g., delivering relevant ads and measuring effectiveness via Google Ads).

Types of Cookies Used

• First-party cookies: Set directly by our Site.
• Third-party cookies: Set by a domain other than ours, such as Google Analytics and Google Ads cookies.

Managing Cookies

Most web browsers allow some control of most cookies through the browser settings. You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org or www.allaboutcookies.org.

[Optional: For more detailed information on the cookies we use, please see our Cookie Policy here.]

7. Google Analytics

We use Google Analytics, a web analytics service provided by Google, to help us understand how users engage with our Site.

Data Collected

Google Analytics collects information such as how often users visit this site, what pages they visit when they do so, and what other sites they used prior to coming to this site. It may collect your IP address, but we may have configured IP anonymization within Google Analytics. Google Analytics primarily uses first-party cookies to report on visitor interactions.

Purpose

We use the information we get from Google Analytics only to improve this Site and our services.

Google's Privacy Policy

Google's ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. You can review Google's Privacy Policy here: https://policies.google.com/privacy

Opting Out

You can prevent your data from being used by Google Analytics by installing the Google Analytics opt-out browser add-on, available at: https://tools.google.com/dlpage/gaoptout

8. Google Ads & Remarketing

We use Google Ads, an online advertising service provided by Google, to display advertisements to users. This may include using Google Ads remarketing features.

How it Works

Google Ads uses cookies to track user activity across websites to display relevant ads. Remarketing (or retargeting) allows us to show ads to users who have previously visited our Site as they browse other websites within the Google Display Network.

Data Collected

Google Ads cookies may collect information about your browsing habits, interactions with ads, IP address, browser type, and device information. This data is used by Google to personalize the ads you see across the web and to measure the effectiveness of advertising campaigns.

Purpose

We use Google Ads to promote our Site and services, reach potential customers, and potentially remind previous visitors about our offerings (remarketing).

Google's Advertising Policies

For more information on how Google uses data in advertising, please visit: https://policies.google.com/technologies/ads

Opting Out of Personalized Advertising

You can opt out of Google's personalized advertising by visiting the Google Ad Settings page: https://adssettings.google.com/. Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info/choices/ (Digital Advertising Alliance) or www.youronlinechoices.eu (European Interactive Digital Advertising Alliance).

9. Your Data Protection Rights

Depending on your location (especially if you are in the EEA or California), you may have the following rights regarding your personal data:

• The right to access: You have the right to request copies of your personal data.
• The right to rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• The right to erasure (Right to be forgotten): You have the right to request that we erase your personal data, under certain conditions.
• The right to restrict processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
• The right to object to processing: You have the right to object to our processing of your personal data, under certain conditions, particularly where based on legitimate interests.
• The right to data portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
• The right to withdraw consent: If we rely on your consent to process your data, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the contact details provided in Section 15. We will respond to your request within the time frame required by applicable law. You may also have the right to lodge a complaint with a supervisory authority.

10. Data Security

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.

11. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. Data collected via Google Analytics is subject to Google's data retention settings, which we may configure. Anonymized or aggregated data may be kept for longer periods.

12. International Data Transfers

Your information, including personal data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there. Service providers like Google may process data globally according to their policies. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer. We will take steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.

13. Children's Privacy

Our Site is not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under [Insert Age]. If we become aware that we have collected personal data from a child under the specified age without verification of parental consent, we take steps to remove that information from our servers.

14. Links to Other Websites

Our Site may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

15. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

[email protected]