Best Banking & Neobanks in United States

Technology platform for financial institutions providing digital lending, banking, and account opening solutions. Enables banks to launch digital products quickly with modern technology stack.

Provides infrastructure for connecting consumers' financial accounts to third-party applications focusing on payroll data. Enables direct deposit switching, income verification, and paycheck-linked services.

One of the world's leading financial institutions serving individuals, small and middle-market businesses and large corporations. Provides banking, investing, asset management, and risk management services globally.

Investment banking services holding company providing asset servicing, wealth management, and treasury services. Delivers custody, fund administration, and institutional investment solutions worldwide.

Cloud-based platform for financial services firms streamlining consumer banking processes. Provides digital lending, account opening, and deposit infrastructure for banks, fintechs, and credit unions.

Bank holding company specializing in credit cards, auto loans, banking, and savings accounts. Provides consumer banking, small business services, and commercial banking with technology-driven customer experience.

Embedded payroll API allowing platforms to build and offer payroll products. Provides full-service payroll infrastructure including tax filing, compliance, direct deposit, and employee self-service capabilities.

Multinational investment bank and financial services corporation serving consumers, corporations, governments, and institutions. Provides banking, credit, investment, and wealth management services globally.

Personal finance app using AI to help users manage their finances. Provides spending insights, subscription tracking, savings automation, and bill negotiation to improve financial health.

Nationally chartered bank built from the ground up for developers and builders. Provides Banking-as-a-Service with modern APIs, eliminating traditional banking middleware and complexity.

Chartered bank providing banking services and technology infrastructure to fintechs. Offers Banking-as-a-Service, lending, payments, and compliance support enabling fintech innovation at scale.

App that automatically saves money for you using intelligent algorithms. Analyzes spending patterns, saves optimal amounts, and helps users build emergency funds and achieve savings goals effortlessly.

Software-as-a-service company providing a platform for bank transfers and ACH payments. Enables businesses to build custom payment solutions with flexible APIs for account-to-account transactions.

Business banking with bookkeeping and tax tools for the self-employed. Combines business checking accounts, automated expense categorization, and quarterly tax savings for freelancers and solopreneurs.

Digital writing assistant helping you write more clearly and effectively. Uses AI to provide grammar checking, style suggestions, and tone detection for professional and personal communication.

Tax-filing software for freelancers and gig workers. Automatically finds tax deductions from bank transactions and provides tax filing assistance specialized for self-employed individuals.

Regional bank providing retail and commercial banking, investment management, and advisory services. Serves individuals, small businesses, and large corporations across multiple states.

Banking for freelancers and small businesses. Provides business checking accounts, expense tracking, tax savings tools, and invoicing designed specifically for self-employed professionals.

Multinational investment bank and financial services company. Provides investment banking, securities, wealth management, and investment management services to corporations, governments, and individuals.

Business banking app built for small businesses. Provides checking accounts, invoicing, expense tracking, and integrations designed to simplify financial management for entrepreneurs.

Powerfully simple business banking platform. Provides small business checking accounts, invoicing, integrations with accounting software, and expense management for entrepreneurs and freelancers.

Payroll connectivity API company helping fintechs and financial institutions access income data. Enables direct deposit switching, income verification, and employment data access for lending and financial services.

Bank holding company and financial services corporation. Provides retail banking, business banking, corporate banking, and asset management services across multiple regions.

Multinational independent investment bank and financial services company. Provides wealth management, investment banking, asset management, and capital markets services.

Financial services and bank holding company, one of the largest asset management companies in the world. Provides investment servicing, management, and research globally.

Multinational independent investment bank and financial services company. Provides wealth management, investment banking, institutional trading, and research services to individuals and institutions.

A credit card designed for students and young professionals that does not require a traditional credit history. It uses a proprietary underwriting algorithm to assess creditworthiness based on bank account cash flow and health.

Bank holding company formed from merger of BB&T and SunTrust. Provides consumer and commercial banking, securities brokerage, asset management, mortgage, and insurance products.

Bank holding company providing banking, investment, mortgage, trust, and payment services. Operates one of the largest commercial bank networks with comprehensive financial services.

Banking-as-a-service platform empowering companies to embed financial services into their products. Offers APIs for deposit accounts, cards, payments, and lending with regulatory compliance infrastructure.

Neobank offering affordable and responsible credit to mainstream consumers through personal loans and credit cards. Combines banking, credit monitoring, and rewards to help customers improve financial health.

First consumer fintech to be granted a national bank charter offering no-fee banking services. Provides checking, savings, early direct deposit, overdraft protection, and credit building features.

Bank holding company providing full range of banking and related services. Operates community banks offering retail and commercial banking across western and southwestern regions.