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Best Banking & Neobanks in Nigeria

A curated list of the top banking & neobanks platforms and companies based in Nigeria. 6 platforms found.

FairMoney
NigeriaFounded 2017
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Digital bank for emerging markets currently operating across multiple countries. Offers instant loans, savings accounts, payment services, and bill payments through mobile-first platform.

Flutterwave
NigeriaFounded 2016
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Fintech company providing payment infrastructure for global merchants and payment service providers across Africa. Connects businesses to multiple payment methods including cards, mobile money, and bank transfers.

Kuda Bank
NigeriaFounded 2019
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Digital-only bank offering free banking services. Provides savings accounts, budgeting tools, instant transfers, and bill payments with no monthly fees or minimum balance requirements.

Mono
NigeriaFounded 2020
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An open banking infrastructure company enabling secure access to financial data and payment initiation. It provides a suite of APIs that allow businesses to verify bank accounts, retrieve transaction history, and automate payments.

Okra
NigeriaFounded 2019
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Open finance API for Africa connecting apps with bank accounts. Provides account aggregation, identity verification, income insights, and payment initiation capabilities across African financial institutions.

OPay
NigeriaFounded 2018
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Mobile-based payment platform providing digital payments, money transfers, and financial services. Offers mobile money, bill payments, savings, and loans through super app.

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