Tony Boobier, a former IBM executive with deep experience in the banking technology sector, provides a comprehensive and accessible survey of how artificial intelligence is being deployed across the full spectrum of banking operations and what the long-term implications of this transformation will be for the industry, its employees, and its customers. The book is organized by banking function rather than by AI technique, making it unusually practical for banking executives and practitioners who think in terms of business problems rather than technical solutions. Chapters cover AI applications in retail banking customer service and personalization, corporate banking relationship management, wealth management and robo-advisory services, credit underwriting and lending decisions, fraud detection and anti-money laundering compliance, regulatory reporting, and operational risk management. Boobier is notably balanced in his assessment of AI's limitations as well as its potential — he covers the regulatory challenges around explainability and bias in automated credit decisions, the organizational change management required to actually capture AI value rather than just purchasing technology, and the cybersecurity vulnerabilities that AI-enabled systems introduce alongside their benefits. The book also addresses the workforce implications of AI automation in banking, distinguishing between roles likely to be augmented versus replaced and identifying the skills that will be most valuable in the AI-augmented banking organization. A solid strategic overview for financial services leaders navigating the AI transition.